Is Cork City in a flood zone?

Parts of Cork City are. The OPW has mapped river and coastal flood extents within about 1.5 km of the town centre. A zone covers streets, not the whole town, so the answer for one house depends on where it stands. The report checks the exact Eircode against the 1 in 10, 1 in 100 and 1 in 1000 year extents.

Will a house in Cork City be hard to insure against flooding?

Insurers price by postcode and by the OPW record. With 36 recorded events within 2 km, expect questions on the proposal form and possibly a flood exclusion on some streets. Ask the seller for their current policy schedule: if flood is excluded, you will inherit that problem.

What does the paid report add for a house in Cork City, Co. Cork?

It puts the Eircode point against every OPW flood extent, lists recorded floods within 500 m with dates and OPW notes, checks GSI groundwater flood maps and coastal erosion, and ranks the result against the other twenty-eight checks (radon, BER, planning, knotweed, title, sewer and more) for that one address.

Flood risk · Cork City, Co. Cork

Flood risk in Cork City: 36 recorded floods and mapped flood zones

The OPW register holds 36 recorded floods within 2 km of the centre of Cork City, and the OPW has mapped river and coastal flood extents nearby. What that means for a house here, and how to check the exact address.

recorded flood events within 2 km of the town centre (OPW)

Yes

river flood extent mapped nearby (1 in 100 year, OPW CFRAM)

Yes

coastal flood extent mapped nearby (1 in 200 year)

What the OPW record says about Cork City

The Office of Public Works keeps a register of past floods. Within 2 km of the centre of Cork City it holds 36 events, the latest in 2021. By source: coastal/estuarine waters (12), river (7). A recorded event does not mean every street went under. It means an insurer’s model knows the town.

Most recent on file:

December 2021: Flooding at Cork City on 07/12/2021 (coastal/estuarine waters). Media reports of flooding on low lying streets from Morrisons Island to the South Mall due to Storm Barra
October 2020: Flooding at Cork City on 19/10/2020 (coastal/estuarine waters). Tidal flooding in Cork City affecting a number of areas.
November 2019: Flooding at Cork City on 26/11/2019 (coastal/estuarine waters). Following a high tide, in conjunction with a surge event, resulted in flooding to one property on Connell Street. Union Quay and Copley Street were closed to traffic due to flooding. South Mall was flooded on southern side of the street, bu…
April 2018: Flooding at Cork City on 16/04/2018. Internal roadways in Lios na Greine, Douglas Road, flooded due to surface water sewer becoming partially blocked
April 2018: Flooding at Cork City on 03/04/2018 (coastal/estuarine waters). Storm Emma - flooding along quays

Separately from past events, the OPW flood maps (CFRAM) draw modelled extents for river and coastal flooding near Cork City. A house inside the 1 in 100 year river extent, or the 1 in 200 year coastal extent, will usually need a flood-specific conversation with the insurer before you can draw down a mortgage.

What to do before bidding on a house here

Look the exact address up on the OPW map, not the town. Two houses on the same road can sit on opposite sides of an extent line. Ask the seller in writing whether the house or garden has ever flooded and whether a flood claim was made. Ask for the current insurance schedule. If the house is inside an extent, get a quote before going sale agreed: some insurers decline outright, and the bank will not lend without cover.

The free snapshot on this site flags flood for one Eircode in about a minute. The paid report adds the distance to each recorded event, which extents the point falls in, and the GSI groundwater map, all with links to the source so a solicitor can rely on them.

Check one house in Cork City

The area tells you the odds. The report tells you about the house.

Enter the Eircode. The free snapshot shows which of the twenty-nine checks flag up. The full report (€24.99, one house, no account) puts the exact Eircode point on the OPW extents, lists every recorded flood within 500 m with dates and notes, and checks groundwater and coastal erosion maps too.

Or read the sample report first: a real house, 16 pages.

Also for Cork City

Radon in Cork City · Planning applications in Cork City · BER ratings in Cork City · Flood risk across Co. Cork

Nearby: Cork, Douglas, Bishopstown, Blackrock, Rochestown, Glanmire.

Questions people ask

Is Cork City in a flood zone?: Parts of Cork City are. The OPW has mapped river and coastal flood extents within about 1.5 km of the town centre. A zone covers streets, not the whole town, so the answer for one house depends on where it stands. The report checks the exact Eircode against the 1 in 10, 1 in 100 and 1 in 1000 year extents.
Will a house in Cork City be hard to insure against flooding?: Insurers price by postcode and by the OPW record. With 36 recorded events within 2 km, expect questions on the proposal form and possibly a flood exclusion on some streets. Ask the seller for their current policy schedule: if flood is excluded, you will inherit that problem.
What does the paid report add for a house in Cork City, Co. Cork?: It puts the Eircode point against every OPW flood extent, lists recorded floods within 500 m with dates and OPW notes, checks GSI groundwater flood maps and coastal erosion, and ranks the result against the other twenty-eight checks (radon, BER, planning, knotweed, title, sewer and more) for that one address.

Sources

Area figures, compiled from public records. They describe the town or county, not any one house. The paid report checks the exact Eircode.